Terms of Service

1. Who we are

Nothing To Lose (N2L) is run by GO ALL INC., a corporation registered in the Philippines. In these Terms, “we”, “us” and “our” mean GO ALL INC., and “you” means the person or organization using the service.

• Legal name: GO ALL INC., trading as Nothing To Lose
• SEC Registration No.: 2026050249446-03
• TIN: 010-988-520-00000
• Registered office: Unit B 15 Road 1, Bagong Pag-asa, Quezon City, NCR 1105, Philippines
• Email: nothingtolose.internal@gmail.com
• Phone: +63 956 146 9207

2. What the service is — and what it is not

Nothing To Lose gives you ready-to-run activities and games for your gatherings.

Nothing To Lose is self-serve software. The plans sold on this website give you the tools, and you run your events. For large events, our team can also help in person, for example by hosting on the day. These services are agreed separately in writing, invoiced directly by GO ALL INC., and are never part of a purchase made through our online checkout.

What the software does:

• You build an activity in the builder: rounds, categories, answers, prompts and timings. You save it to your account.
• You launch it and get a room code. Participants join on their own phones with that code and a display name. They do not need an account.
• A shared screen shows the game to the room. Your host screen gives you the script and the controls.
• You control the pace. You start each round, decide when time is up, and reveal the answers.
• At the end, the screen shows the results. Each participant can get a shareable card from the event.

What the software cannot promise:

• It needs a working internet connection on every device: your computer, the screen and each participant’s phone. We do not control venue Wi-Fi or mobile signal.
• Each plan has a limit on how many participants can join one event. Section 4 lists the limits.
• Suggested content can be wrong, dull, repetitive or unsuitable for your audience. You check and edit it before you show it (see section 8).
• We do not review, approve or moderate what a host shows. What appears at your event is your content and your responsibility.

3. Accounts

• You must be 18 or older to hold a host account or buy a plan. When you sign up, you confirm that you are 18 or older.
• You can sign up with an email address and a password, or with Google. Use an email address that works. We use it to contact you about your account, your purchases and changes to these Terms.
• Keep your password and your sign-in links private. You are responsible for everything done with your account. If you think someone else can get into it, tell us at once at nothingtolose.internal@gmail.com.
• One account is for one host. You may run events for your organization from it. You may not resell access, or share your sign-in details with people outside your organization.

4. Plans, payment and renewal

Prices are in US dollars (USD). These are our plans:

• Free — no charge. Up to 10 participants per event.
• Pro — monthly USD 27, yearly USD 270. Up to 50 participants per event. Your event and company name on the screen and phones.
• Max — monthly USD 100, yearly USD 1,000. Up to 100 participants per event. Everything in Pro, and your own logo on the screen and phones.

The Pricing page lists everything each plan includes. We may change our prices and plans. We tell you before a new price applies to your renewal, and a change never affects a period you have already paid for.

Custom plans. For events with more than 100 participants, or for special requests, book a call or contact us from the Pricing page. We agree the plan and price with you in writing. Custom software plans are paid through Paddle, usually by an invoice Paddle sends you, which you can pay by card or bank transfer. A custom plan runs until the end date we agree and does not renew by itself. In-person services are invoiced separately, as described in section 2.

Subscriptions renew automatically. Monthly plans renew every month. Yearly plans renew every year. You pay the price of your current plan until you cancel or change plans. You can cancel at any time in your account. Cancelling stops the next renewal, and you keep access until the end of the period you have already paid for. Until then, you can usually undo a cancel or a downgrade on the Pricing page.

Changing plans. You can change your plan on the Pricing page. Before you confirm, we show you the amount (worked out by Paddle, including any credit for unused time) and when the change starts. The amount you confirm is the amount you pay. Some changes charge the card already on your plan as soon as you confirm.

• Upgrades usually start right away. You pay for the new plan, minus a credit for the unused time on your current plan. Your renewal date may change.
• Downgrades start when your current billing period ends. You keep your current plan until then, so nothing is refunded, and you pay the lower price from your next renewal.
• Some changes can’t be made in the middle of a period, for example yearly to monthly, and some upgrades have to wait until a set date. The Pricing page tells you when, and what to do instead.

Failed renewals. If a renewal payment fails, your plan keeps working for a short grace period (currently 2 days) while you update your card in your account. After that your account moves to the Free plan until the payment goes through. If Paddle still can’t collect the payment after its retries, we may pause or cancel your subscription.

Where these Terms say we refund “the unused part” of a period, we mean the price you paid, divided by the days in that period, times the days left.

Where the law of your country requires it, tax (such as VAT, GST or sales tax) is added to the total we show you before you pay. You pay the total you approve.

Who you are buying from:

Our order process is conducted by our online reseller Paddle.com. Paddle.com is the Merchant of Record for all our orders. Paddle provides all customer service inquiries and handles returns.

This means Paddle, not us, is the seller of your plan. Your card or bank statement may show Paddle instead of Nothing To Lose. Paddle collects any tax and sends you the invoice or receipt. Your card number goes straight to Paddle, and we never see or store it. If you choose to save your card, Paddle keeps it, not us. Paddle’s buyer terms, shown at checkout, also apply to your payment. Refunds are paid by Paddle to the payment method you used. See Refunds & Cancellations.

5. Refunds

You can get a full refund of a subscription within 30 days of purchase, if you have not used it for a live event with a paid feature. The full rules, including what counts as used, are on our Refunds & Cancellations page, which forms part of these Terms. Beyond what that page promises, any refund is at our discretion. A full refund ends your access to the period it refunds. If a payment is reversed through your bank (a chargeback), we may end your plan at once.

6. Hosting an event: your responsibilities

When you launch an event, you are the one who invites people into it. That gives you some duties that only you can carry out.

• Participants of any age may join an event. For some participants, the law requires permission from a parent, a guardian, or the school or organization running the gathering. You are responsible for having that permission. Our Privacy Policy (section 12) lists the ages that apply. We cannot check this, so we rely on you.
• You are responsible for any permission your venue, employer, school or organization requires before you run the event or show its results on a screen.
• What you show is your content. Categories, questions, answers, prompts, images and any suggestion you accept become your content once you show them to the room.
• Tell participants what the activity involves before they join. Do not use the service to collect sensitive personal information from them.
• Use the service lawfully. Do not use it in a way that harms your participants or anyone else.

7. Acceptable use

You may not use Nothing To Lose to:

• send spam or other unwanted bulk messages;
• harass, threaten or abuse other users or participants;
• break any law, or help someone else break one;
• probe, scan or test the security of the service without our written permission;
• copy the service, or scrape it, to build a competing product.

8. Your content and generated content

You own what you create. You allow us to store it, show it, and send it to your screens and your participants’ phones, only so the service works. We never use it for anything else. This permission ends when the content is deleted.

Generated suggestions. Some suggestions in the builder are written by a third-party AI model. It works from the description, categories and answers you type. You review every suggestion, and you can edit or delete any of it. Nothing appears at your event until you put it there. We do not promise that a suggestion is accurate, original, up to date or right for your audience. You are responsible for what you choose to show. Treat a suggestion as a first draft, not as checked facts.

9. Our content and brand

The Nothing To Lose software, design, brand name, logos, activity formats and built-in content library belong to GO ALL INC. or to our licensors. Your plan lets you use them inside the service only. You may not copy, share, resell, reverse-engineer or reuse them outside Nothing To Lose without our written permission.

10. Availability and changes to the service

We provide the service “as is” and “as available”. We do not promise a set uptime, and we do not offer a service level agreement. Outages, bugs and maintenance will happen.

We keep improving the product, so features can change, move or be removed. If we remove something that significantly reduces what a paid plan does, we will email paying hosts before the change takes effect.

11. Suspension and termination

You can stop using the service at any time. To close your account, cancel any plan that still renews, then email nothingtolose.internal@gmail.com. Closing your account ends any paid time you have left, and that time is not refunded, unless our Refunds page says otherwise.

We may limit, suspend or close an account or a plan if it breaks these Terms, if a payment is not made or is reversed, if we reasonably suspect fraud or abuse, if we reasonably believe it is being used to harm people, or if the law requires it. When it is safe and lawful, we will warn you first and give you a chance to fix the problem. If we close a paid account for a reason that is not your fault, we refund the unused part of the period you paid for.

12. Disclaimers

To the fullest extent the law allows, we give no warranties except the ones written in these Terms. This includes implied warranties of merchantability, fitness for a particular purpose and non-infringement. We do not promise that the service will be uninterrupted, error-free or safe from every attack. We do not promise that suggested content will be accurate or suitable, or that the service will meet every expectation you have for your event.

13. Limitation of liability

To the fullest extent the law allows, we are not liable for indirect, incidental, special, consequential or punitive damages. We are also not liable for lost profits, revenue, goodwill or data. This applies to any claim that comes from, or is connected with, your use of the service.

Our total liability for all claims connected with these Terms is limited to the amount you paid us in the 12 months before the claim. If you paid us nothing in that period, the limit is USD 50.

Nothing in these Terms limits rights you have under the laws of your country that cannot be limited by contract. This includes consumer guarantees. It also includes liability that the law does not allow anyone to exclude, such as liability for death or personal injury caused by negligence, or for fraud.

14. Indemnity

You agree to cover our reasonable losses, damages and costs, including reasonable legal fees, if a third party makes a claim against us because of: your misuse of the service; the content you show at your event; your breach of these Terms; or your breach of someone else’s rights. This does not apply to the extent that we caused the claim.

15. Governing law and disputes

These Terms are governed by the laws of the Republic of the Philippines.

If a dispute arises, both sides will first try in good faith to settle it. Please start by contacting us as described in section 7 of our Support page. If the dispute is not settled within 60 days, a suit may be instituted only in the proper court in Quezon City, Philippines. This does not stop you from contacting a consumer protection authority, such as the Department of Trade and Industry.

16. Changes to these Terms

We may update these Terms. If a change is important, we will tell you by email and with a notice on the site before it takes effect. We will also change the “Last updated” date at the top of this page. If you keep using the service after a change takes effect, you accept the new Terms. If you do not accept them, you can cancel, and your plan keeps working until the end of the period you paid for. If a change significantly reduces what your paid plan does, we will also refund the unused part of that period.